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TableTopCash.Com The Truth About Scams And Internet Opportunities! |
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Business Opportunities
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Credit Repair
Be cautious about emails from credit services. Many unsolicited emails are fraudulent. No one can erase negative information from your credit report if it’s accurate. Only incorrect information can be removed. Accurate information stays on your record for 7 years from the time it’s reported (10 years for bankruptcy). Even information about bills you fell behind on but now are paid will remain on your report for these time periods. There are tons of companies online claiming they can erase your bad credit in two or three months. Don't believe the hype! If you were recently denied credit because of information in your credit report, you have the right to request a free copy. Otherwise there is a small fee, unless your state law provides for one free report a year. It doesn’t cost anything to question or dispute items in your report. Follow the instructions provided by the credit bureau. The major credit bureaus are: Equifax, 800- 685-1111, www.equifax.com; Experian, 800-682-7654, www.experian.com; and TransUnion, 800-916-8800, www.transunion.com. Contact all three, as the information each has may vary.
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